Jonathan Waters Estate Agents can help first time buyers find their dream home in Martlesham, Martlesham Heath, Ipswich or Woodbridge and the surrounding villages. With three busy offices in Martlesham, Ipswich Town Centre and East Ipswich we always have a large selection of houses, flats and bungalows for sale – and are ideally placed to help first time buyers to find exactly the kind of property they are looking for.
Estate Agents Martlesham – contact us now to arrange a free valuation of your Martlesham property.
Registering with Jonathan Waters Estate Agents
Buying your first property is an exciting time and here at Jonathan Waters Estate Agents we are here to help you every step of the way. We welcome all first time buyers who are searching for property for sale in Martlesham, Ipswich or Woodbridge to come in a register their interest with us. This will enable us to help you find what you are looking for! Here is the process we will go through with you when you start searching for properties for sale with Jonathan Waters Estate Agents.
Get a mortgage agreed “in principal”
When searching for property for sale, the earlier you can get your finances in order the better. This will enable you to move quickly once a house, flat or bungalow comes on to the market that you would like to buy.
When you register your interest at Jonathan Waters Estate Agents, you will be asked a series of questions to establish your budget and what mortgage arrangements you have in place, if any. If you have not made mortgage enquiries and do not have a mortgage in place, we can help. We work in close partnership with The Mortgage Advice Bureau and they will guide you through the process of getting your mortgage approved.
Searching for properties that meet your requirements
We will then work to find our what type of Martlesham or Ipswich property you are looking for. Questions to consider when drawing up your property wish list include:
How many bedrooms you need? – You’ll find a good mix of 2, 3 and 4 bedroomed properties for sale in Martlesham and Martlesham Heath.
Is off road parking important to you? – Many properties for sale in Martlesham come with a garage or at least off road parking.
Is a garden important to you? – There are an excellent selection of houses and bungalows for sale in Martlesham with gardens of varying sizes.
Would traffic bother you? – There are lots of wide-open spaces in and around Martlesham so traffic is not generally a problem.
Do you need to be near a school? - There is a good range of schooling available in the area from kindergarten and play-school, right through to the high school in nearby Kesgrave.
How far would you be prepared to travel to work? – The A12 and A14 trunk roads are close at hand and public transport in Martlesham is very good indeed.
Do you want to live in town or in the countryside? – Around Martlesham and Martlesham Heath, you get the best of both worlds.
Once our friendly team have determined what you are looking for, we will give you details of any properties we have that match your requirements and make appointments for you to view these. Viewings will either by accompanied by one of our staff, or you will be shown round by the property owner. It is always advisable to take a friend or family member with you on viewings for safety and also a second opinion!
From then on we will keep you updated of all new properties that come on to the market which meet your requirements and arrange additional viewings as required. We can also take you back to see any property you are interested in for a second viewing.
Instruct a solicitor and finalise your mortgage arrangements and survey
Once we have located your perfect home and negotiated a price at which both you and the vendor are happy, you will then need to instruct a conveyancer. If you would like, we can recommend an excellent firm of conveyancing solicitors or you can make your own arrangements. At this point you will also need to firm up your mortgage offer (if required) and arrange a survey of the property you are buying.
The type of survey you have on a property is largely down to you. There are various types available, ranging in detail and expense.
The Valuation Report
The Valuation Report confirms whether or not the value of the property you are buying is enough to cover the amount you are borrowing against it.
The Home Condition Report
The Home Condition Report or HCR focuses on the fabric of the building, the floors, the walls, the roof, the windows and stairways. Each of these constituent parts is given a traffic light rating; Red for bad and needing attention, Amber for passable but with recommendations and Green for passed.
Home Buyer's Report
This report comments only on what can be seen or can be made readily available for inspection, highlighting obvious defects that may devalue the home.
Building Survey
More thorough than a Homebuyer's Report, this type of survey is likely to cost around twice as much. It does however provide detailed information on the method of property construction, the materials used and the condition of the foundations, roof and walls. This type of survey would be recommended where you were purchasing a very old house, a fixer upper or an expensive property.
Exchange of Contracts
Assuming the survey did not highlight any problems, the solicitors for both parties will draw up a contract for both you and the vendor to sign. Make sure you are properly prepared and 100% willing to proceed now because beyond the exchange of contracts, everything becomes legally binding.
On the previously agreed date, the date of completion, the mortgage funds will be released to your solicitor who will then transfer them to your vendor’s solicitor and as soon as this happens, you may come to pick up the keys to your new home. The house is now yours, you can move in.
Moving In
You may have thought this day would never come, but it has and you need to be prepared for it! If you’ve got a lot of stuff to move, you may want to organise a professional removals company to help you pack, transport and unpack the load. Alternatively a man with a van may do just as well, or you may even be able to call upon the help of some relatives or friends. Either way, there are some things you must remember to do such as contacting the utility companies to give them initial readings and setting up a postal redirect from your old address. You can then relax, crack open the champagne and start enjoying life in your new property!
Estate Agents Martlesham – contact us now to arrange a free valuation of your Martlesham property.
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